Stripe fees UK calculator
Stripe fees in the UK are 1.5% + 20p for standard UK cards, 2.8% + 20p for premium UK cards, 2.5% + 20p for EEA cards and 3.15% + 20p for international cards (Stripe pricing, checked 25 Oct 2026). The calculator shows what you receive and what to charge to receive a set amount.Fees and what to charge.Fees checkedChecked 25 Oct 2026
Example: change these
You receive
£24.42
Effective fee 2.32%
You keep 97.68% · Fees 2.32%
- Stripe fees
- £0.58
- Fees without VAT
- VAT on fees
- Labels and other deductions
- Customer pays
- £25.00
| Fee | Amount |
|---|---|
| Standard UK cards (online)1.5% of £25.00 + £0.20 source Stripe does not say how it rounds; your fee may differ by 1p. | £0.58 |
| Total taken from the sale | £0.58 |
Stripe fee example: £10 UK card payment
Stripe's own example: a £10.00 payment by card.
| Standard UK cards (online) | £0.35 |
|---|---|
| You receive | £9.65 |
Worked out with the same calculator as above, from our test "official-psr-10gbp-visa-credit-online".
How much are Stripe fees in the UK?
| Payment | Fee |
|---|---|
| Standard UK cards (online) | 1.5% + £0.20Card issued in the UK, standard (consumer) card. Includes Onelink at the same rate. |
| Premium UK cards (online) | 2.8% + £0.20UK-issued premium cards (Stripe's definition: see support article on standard vs premium cards; typically commercial/corporate and some premium consumer cards). Includes Onelink. |
| European Economic Area cards (online) | 2.5% + £0.20Card issued in an EEA country. |
| International cards (online) | 3.15% + £0.20Card issued outside the UK and EEA. |
| Currency conversion (add-on) | + 2%Added to EEA or international card fees only when the charge currency differs from your settlement currency. |
| Bacs Direct Debit | 1%, minimum £0.20, cap £4.00 |
| In person (Terminal), EEA cards | 1.4% + £0.10In-person card payment with a Stripe reader. Stripe's docs list UK (GB) cards among 'EEA cards'. |
| In person (Terminal), non-EEA cards | 2.9% + £0.10 |
| Tap to Pay (add-on) | + £0.10Per authorisation, when using Tap to Pay on a phone instead of a reader. |
| Dispute received fee | £20.00Per dispute received. |
| Dispute countered fee | £20.00Per dispute you respond to manually; returned if you win, kept if you lose. |
| Instant Payouts | 1%, minimum £0.40Optional; standard payouts are free. |
Stripe fees on European and international cards
Cards issued in the European Economic Area cost 2.5% + £0.20, and cards issued outside the UK and the EEA cost 3.15% + £0.20. If the payment is in a different currency from your payout, currency conversion adds 2%.
+ 2% if currency conversion is required
How much to charge to receive a set amount
Choose "I want to receive X" in the calculator, enter the amount you want, and it finds the smallest charge that pays you at least that much, to the penny. For example, with a standard uk card, charge £101.73 to receive £100.00: Stripe's fee is £1.73.
Stripe refund and dispute fees
Refunding a payment costs nothing extra, but Stripe keeps the fee from the original payment. Stripe says:
For all other payment methods, there are no fees for issuing refunds. The payment processing, Connect and currency conversion fees from the original transaction are not returned.
If a customer disputes a payment, Stripe charges £20.00. If you respond, it charges another £20.00, which you get back if you win. Stripe says:
Dispute countered fee £20.00 for each dispute you respond to manually. You get this fee back for won disputes. You don't get this fee back for lost disputes.
Payouts
Standard payouts are free. Instant Payouts cost 1% of the payout, with a minimum of £0.40. Stripe says: "1% of Instant Payouts volume Minimum fee of 40p" Source
How we work this out
We use Stripe's standard pricing and round each fee to the nearest penny. Where Stripe leaves a question open, this is what we do:
- Standard UK cards (online): Stripe does not say how it rounds; your fee may differ by 1p.
- Premium UK cards (online): Stripe decides which cards count as premium; you see it per payment in your Dashboard. Stripe does not say how it rounds; your fee may differ by 1p.
- In person (Terminal), EEA cards: Stripe's in-person rate for UK cards is read from its 'EEA cards' line; check your Dashboard. Stripe does not say how it rounds; your fee may differ by 1p.
- Klarna (not calculated): Stripe only publishes Klarna's starting rate.
Questions about Stripe fees
How much does Stripe take per transaction in the UK?
For a standard UK card paid online, 1.5% + £0.20. Premium UK cards cost 2.8% + £0.20, EEA cards 2.5% + £0.20 and international cards 3.15% + £0.20. Currency conversion adds 2%.
Is there VAT on Stripe fees?
Stripe says: "Stripe is required to charge tax on certain products and services. Tax is charged based on your location and/ or your business/tax status" Check your Stripe invoice for VAT; this calculator shows fees before any VAT.
How much is the Stripe dispute fee?
£20.00 for each dispute you receive, plus £20.00 if you respond to it, which you get back if you win. Stripe says: "Dispute countered fee £20.00 for each dispute you respond to manually. You get this fee back for won disputes. You don't get this fee back for lost disputes."
Does Stripe return its fee when you refund?
No. Stripe says: "For all other payment methods, there are no fees for issuing refunds. The payment processing, Connect and currency conversion fees from the original transaction are not returned."
Fee changes
No fee changes we could confirm on Stripe's own pages yet. We only list changes we can confirm.